After selling cryptocurrency, you can transfer the funds to your brokerage account in MInvest (using the "Transfer" button). Your account balance is displayed on the main page. Next, go to the menu “Profile” → “More” → “Withdraw from Account”. The money will be credited to your bank account. The withdrawal itself is completed in just a few seconds.

Unfortunately, this common mistake among beginners often leads to the loss of assets.

Blockchain transactions are irreversible!

If you selected the wrong network (for example, specifying the ETH — ERC-20 blockchain instead of TRX — TRC-20 when transferring USDT) or entered the wallet address incorrectly (for example, part of the address was lost when copying manually), the likelihood of your tokens ending up with someone else is extremely low. In 99.9% of cases, they will simply cease to exist, and no one will be able to return them to you. The only way to avoid losing your assets is to carefully check all the details before sending.

This depends on your cryptocurrency usage scenario and your future plans. If your crypto assets are a long-term investment (for example, you do not plan to sell them for 3 years), we recommend storing them in a cold wallet.

A cold wallet (Cold Wallet) is a hardware-software system that resembles a flash drive with data protection against hacking. It is purchased separately (for example, Ledger) and has a unique digital address to which you can send assets directly from the Minvest app.

If you are an active trader or do not plan to hold assets for a long time, you can keep them in your broker account — the so-called hot wallet. There is a non-zero risk of account hacking by third parties (such cases have occurred in the industry: sometimes assets were compensated, but more often — they were not). However, considering the modern security measures of the Minvest infrastructure, the risk of hacking is low, and you can safely keep funds there as well.

Unlike many platforms, Minvest offers a unique solution: all crypto assets (BTC, ETH, USDT, etc.) in your wallet are 100% insured through MBANK! This means that if the assets are lost due to Minvest’s fault, you will receive compensation in fiat currency, recalculated at the value at the time of the loss.

This offer is unique for the Kyrgyzstan market, and possibly even worldwide. It highlights not only Minvest’s confidence in its reliability but also its responsibility to our clients.

As of the end of 2025, no taxes are levied or withheld on the sale or purchase of cryptocurrency. The issue of taxation is being reviewed by the Government of Kyrgyzstan. It is likely that in 2026, there will be a tax obligation similar to income from securities transactions. In the case of securities, Minvest already acts as a tax agent, which relieves our clients from having to calculate and pay taxes themselves. This service is free of charge.

We expect to perform the role of tax agent for crypto assets as well. As soon as there is clarity on this matter, we will notify all clients.

You can fund your crypto portfolio by sending cryptocurrency from an external wallet. To do this:

1. Go to “Crypto” → “Transfer” → “Top up from an external wallet.”

2. Select the cryptocurrency (BTC, ETH, TRX, USDT).

3. Choose the network. The app will show only the supported networks for the selected coin.

4. After selecting the network, the wallet address for the top-up and a QR code for convenience will be displayed.

5. Transfer the funds from your external wallet to the specified address. Once sent, the transaction will appear on the network, and after processing, the funds will be automatically credited to your crypto portfolio.

A crypto wallet can be opened by adults — both residents and non-residents of the Kyrgyz Republic. In fact, by becoming a Minvest user, you automatically receive a crypto wallet and can perform transactions with it.

To buy cryptocurrency:

Go to the “Crypto” section.

Click “Top Up.”

Select the option “Buy crypto from USD account.”

Choose the cryptocurrency, then enter the purchase amount in USD or in the cryptocurrency.

After the exchange rate is calculated, click “Continue” and confirm the transaction. Once the order is executed, the cryptocurrency will be credited to your crypto account.

On Minvest, the same limits apply for buying and selling cryptocurrency:

• Minimum transaction amount — 0.01 USD.

• Maximum transaction amount — 1,000,000 USD.

If the transaction amount exceeds 1 million USD, you must be prepared for verification of the source and legitimacy of the funds.

As of the end of 2025, the following crypto assets are available:

USDT, BTC, ETH, TRX.

Other tokens will be added in the future, so stay tuned for announcements.

No documents are required to open a crypto account; it is automatically created for all Minvest clients.

However, when performing transactions, we may request IPDS — documents confirming the source of funds (salary, sale of property, savings, etc.).

This is a standard AML/KYC check. Income statements, account statements, contracts, and other proofs may be required.

Important! If you do not provide IPDS within the timeframe specified in the request from the Minvest compliance team, transactions will not be processed until the verification is completed.